Does M&M CC Travelinsurance cover Award-Return???

[pilot]

Dear Flyertalkers, my return section of a *A C-Class Flight is due tomorrow and I am sick - can´t fly. Ticket is from Wellington to FRA. As I now live in WLG it is not really a return trip but a chance to catch up with relatives.

Anyway, the Return ticket is valid for 12 months from the date of booking, so it expires in 5 days. What are my options??? Does LH allow to rebook the flight? The travelinsurance from M&M Business VISA will probably only refund the taxes... Any insights or similar experiences???

Thanks

kiartus